Laws are being formulated concerning the marriages and loans of non-Muslims residing in Dubai.

There is a clear regulation regarding the legal procedures for marriage registration and personal loans obtained by non-Muslim expatriates residing in Dubai. According to Non-Muslim Personal Status Law No. 41 of 2022, a couple wishing to solemnize a civil marriage in the United Arab Emirates must be at least 21 years of age.

In this process, the bride and groom must clearly express their consent before the relevant certifying judge and sign a specific disclosure form.

Both parties are legally allowed to agree on conditions regarding children's rights and custody during the marriage and after a divorce. If either party has been previously married, those dates and information must be disclosed, and if polygamy is not permitted under the law of the male party's home country, that too must be declared before the judge. Additionally, non-Muslim expatriates have alternative options to complete marriage procedures through religious institutions such as churches, Hindu temples, or Gurdwaras approved by the Dubai Community Development Authority, outside of the Personal Status Court, as well as through their home country's embassy if such facilities are provided.

Looking at the financial legal framework, there is a strict legal background regarding the default on payments for personal loans and credit cards obtained by expatriates. According to standard loan agreements approved by the Central Bank of the UAE, a debtor must agree to have their monthly salary and end-of-service benefits credited to an account with the bank that provided the loan.

In the event that the client loses their job or their service contract is terminated, the financial institution that provided the loan has the right to immediately recover the full outstanding loan amount. Under such circumstances, as soon as the allowances received upon leaving employment are credited to the relevant bank account, the bank has full legal authority to temporarily suspend the account to prevent the customer from withdrawing funds from it.